Kyvoo is a prepaid card management app. Card issuance and settlement are completed by a licensed issuing partner.
Prepaid stewardship · Not an exchange

A quieter way
to hold a card.

Kyvoo is the interface for a virtual prepaid card — balances, top-up requests and activity, gathered with the composure of a private desk.

Available in supported store regions, excluding mainland China.

View detailsRequest top-upsDirect spend

Licensed issuing partnerIssuance and settlement under the partner's own licenses

KYC for every userGovernment ID and liveness checks

AML monitoringTransaction risk controls and device checks

No trading, everNo exchange, swaps, order books or P2P

For review

Service, stated plainly.

Direct answers to the questions that usually arrive first — from app reviewers, compliance teams and regulators.

R-01 · SCOPE

Exchange & trading

Kyvoo does not provide cryptocurrency exchange services in any region. It operates no centralized or decentralized exchange, and offers no trading, order books, swaps, or market making.

R-02 · LICENSING

Licensing

Prepaid card issuance and settlement are provided by a licensed card issuing partner under its own financial licenses.

R-03 · MODEL

Transaction model

Supported funding methods may be used for prepaid card top-ups. The partner handles conversion and settlement.

R-04 · IDENTITY

AML / KYC

KYC with government ID and liveness is required. AML monitoring, risk controls, and device checks apply.

Scope & controls

Integrity, by design.

Built around regulatory alignment, identity, and a product that refuses to become a market.

Defined

What Kyvoo is

  • Virtual prepaid card management.
  • A way to request top-ups and view balances.
  • A tool for eligible online payments such as shopping, subscriptions, and travel.
Controls

Controls we apply

  • Issuance, conversion, and settlement are provided by a licensed card issuing partner under its own licenses.
  • KYC for every user, including government ID and liveness.
  • AML monitoring, transaction risk controls, and device checks.
Bounded

What Kyvoo does not do

  • Operate a centralized or decentralized cryptocurrency exchange.
  • Offer trading, swapping, or order books.
  • Provide price discovery or market making.
  • Provide peer-to-peer transfers of cryptocurrency or fiat.
  • Issue or list tokens, or integrate third-party exchange APIs.

Supported funding methods are for card top-ups only. They cannot be traded, sent to other users, or withdrawn as cryptocurrency in the app.

Any reference rate shown in the app is for transparency only. Final conversion and settlement are performed solely by the licensed issuing partner.

Sequence

How Kyvoo works.

Kyvoo provides the digital interface. Issuance, conversion, and settlement are completed by a licensed card issuing partner.

01

Verify

Create an account and complete KYC, including government ID and liveness checks.

02

Request a card

After verification, request a virtual prepaid card issued by the licensed partner. Kyvoo does not issue cards or hold fiat funds.

03

Top up

Submit a top-up with a supported funding method. The licensed partner handles conversion and settlement.

04

Spend

Once fiat is loaded, use the card for eligible online payments in supported regions.

ResponsibilityKyvooLicensed issuing partner
Digital interface — balances, activity, top-up requestsProvides—
Card issuanceDoes not issueIssues
Conversion—Performs
Settlement—Performs

Kyvoo does not issue cards or hold fiat funds.

Clarity

Asked, answered.

Can't find what you need? Write to the desk.

Is Kyvoo a cryptocurrency exchange?

No. Kyvoo is a prepaid card management app. It does not provide trading, swapping, order books, or price discovery.

How are top-ups funded?

You submit a top-up request using one of the supported funding methods shown in the app. The licensed issuing partner then completes conversion and settlement, and the resulting fiat balance is loaded to your card. Funding methods can be used for card top-ups only.

Who issues the card and completes conversion?

A licensed card issuing partner, operating under its own financial licenses, issues the card and performs all conversion and settlement. Kyvoo provides the app interface only and does not hold fiat funds.

Is Kyvoo available in my country?

Kyvoo is available on the App Store and Google Play in supported regions, excluding mainland China. Card eligibility and use remain subject to the issuing partner's terms and local law.

What AML / KYC measures apply?

Every user completes KYC with a government-issued ID and a liveness check before a card can be requested. Accounts are subject to ongoing AML monitoring, transaction risk controls, and device checks.

Does Kyvoo integrate exchanges or issue tokens?

No. Kyvoo does not issue or list tokens, and it does not integrate any third-party exchange APIs.

Correspondence

Write to the desk.

We can provide additional information for app review, compliance, and regulatory inquiries.